CD

What Does CD Mean in a Text?

The Quick Answer

CD means "Cooldown," "Certificate of Deposit," "Compact Disc," and "Cross Dresser."

Cooldown

In gaming, CD refers to the period that a player has to wait before being able to use certain abilities and items again. For example:

• Ollie: What's the CD for this spell?
• Gail: Not sure, but you will get a sand timer when you use it.

Check out our glossary of gaming terms.

Certificate of Deposit

In financial services (in the US), a CD is a "Certificate of Deposit." In this context, a CD is a type of federally insured savings account that has a fixed interest rate and fixed date of withdrawal. For example:

• Doug: I'm thinking of investing in a CD.
• Leo: What?! CDs are so 20th century! That's no investment!
• Doug: I'm not talking about a music CD, you dork!
(Here CD is being used with the meanings "Certificate of Deposit" and "Compact Disc" (see below).)

Compact Disc

CD is also widely used with the meaning "Compact Disc" to refer to the digital optical disc data storage format used throughout the music industry from the early 1980s. Although CDs are still available, with the advent of streaming music services and digital downloads, they have become much less popular and face a very uncertain future.

Cross Dresser

In some circles, CD is also used to mean "Cross Dresser." In this context, CD refers to someone who wears clothes and other accouterments commonly associated with the opposite sex. For example:

• Sally: I told my new boyfriend that I'm a CD.
• Carly: How did he take it?
• Sally: Great! He's going to lend me his suit for our dinner date on Friday.

Check out our page on digital dating abbreviations, acronyms and slang terms.

Image for CD

When I write CD, I mean this:

"Cooldown"

Summary of Key Points for the First Definition

CD means "Cooldown." This is the most common definition for CD in gaming related chat.

CD
Definition:	Cooldown
Type:	Abbreviation
Guessability:	1: Easy to guess
Typical Users:	Adults, Teenagers, and Under 13s

Summary of Key Points for the Second Definition

In financial circles, CD means "Certificate of Deposit."

CD
Definition:	Certificate of Deposit
Type:	Abbreviation
Guessability:	3: Guessable
Typical Users:	Adults

Summary of Key Points for the Third Definition

"Compact Disc" is probably the most common definition for CD in texting and on messaging apps like Instagram and TikTok.

CD
Definition:	Compact Disc
Type:	Abbreviation
Guessability:	1: Easy to guess
Typical Users:	Adults, Teenagers, and Under 13s

Summary of Key Points for the Fourth Definition

"Cross dresser" is the most common meaning for CD on online dating sites, such as Craigslist, Tinder, Zoosk and Match.com, as well as on adult chat forums.

CD
Definition:	Cross Dresser
Type:	Abbreviation
Guessability:	3: Guessable
Typical Users:	Adults

Example of CD Used in a Text

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